1222 Riverside Dr

Prospect, KY
$ 845,000 Beds 5 Baths 3.5 Sq 3,005 Virtual Tour
Monthly Estimate* How much can I afford?

Experience elevated riverfront living in this striking custom-built home! Completed in 2023, this home was thoughtfully designed to maximize tranquility, accessibility, and breathtaking Ohio River views. Offering five bedrooms, three and a half bathrooms, and over 3,000 finished square feet, this unparalleled residence sits at an impressive 18-foot elevation, outside the flood plain, while providing waterfront access. The heart of the home features an open concept floor plan centered around a spectacular chef's kitchen. The oversized quartz island offers an abundance of storage. The luxury GE Café appliances include a coveted nugget ice maker. Located just beyond the kitchen is additional space perfect for a future coffee bar or butler's pantry and the spacious laundry room with custom cabinetry. Offering a retreat experience, the primary suite is conveniently located on the main floor and showcases direct access to the deck overlooking the rolling Ohio River. The luxurious ensuite features a beautifully appointed bathroom, a custom walk in closet with built in cabinetry, and direct access to the laundry room for everyday convenience. As you move upstairs, you'll find four generously sized bedrooms, including two with private ensuite bathrooms and direct access to an expansive upper-level deck with panoramic river views. An oversized storage room provides exceptional space for seasonal items and home organization. Designed with quality and longevity in mind, this home includes Pella windows with motorized, Bluetooth-enabled Levolor shades, TimberTech composite decking, a wood burning fireplace, and an elevator providing convenient access between floors. The basement garage offers space for up to four vehicles as well as a twenty foot boat. It has been thoughtfully prepared for a future riverside bathroom, offering added convenience and flexibility. Here, you will also find a concrete patio, a flat yard, and a heavily reinforced concrete staircase providing direct access to the new, private boat dock. The annual HOA fee includes a private gated boat ramp. Combining luxury finishes, exceptional craftsmanship, accessibility features, and unparalleled riverfront living, this extraordinary Prospect property offers a rare opportunity to enjoy the best of waterfront life in Oldham County.

Active

  • Price
  • $ 845,000
  • City
  • Prospect
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • Oldham
  • Half Bathrooms
  • 1
  • Area
  • Oldham County N171
  • Lot Size
  • 0.22 Acres
  • Zip
  • 40059
  • Sqr Footage
  • 3,005
  • Year Built
  • 2023
  • Style
  • Traditional
  • MLS#
  • 1721918
Listed By: Homepage Realty
Data Source: Metro Search, Inc.

Features

General

Heating Electric,Forced Air
Cooling Central Air
Utilities Electricity Connected,Fuel:Natural
Roof Shingle
HOA Fee 150
Garage Spaces 4
Architectural Style Traditional
Construction Materials Cement Siding,Wood Frame,Block
Year Built 2023
Stories Count 2
Property Subtype Single Family Residence
County Oldham
Property Type Residential
HOA true
Attached Garage true
Subdivision Name HARMONY VILLAGE
Garage Y/N true
Total Rooms 12
Full Baths 3
Status Active
Directions From I- 265 N, take exit 37 onto US 42, turn right towards Prospect, in 2.4 mi turn left onto Rose Island Road. Drive for 3.4 mi then turn left onto Harmony Village. In 0.4 mi turn right onto Riverside Dr. Home on your left in 0.3 mi.
City Prospect
High School District Oldham
MLS Area 20-Oldham County N171
Lot Size Units Acres
Lot Size Square Feet 9600
MLS Area Minor 20-Oldham County N171
Standard Status Active
Tax Lot 38

Interior Features

Basement Outside Entry,Walkout Unfinished
Total Fireplaces 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 3005
Half Baths 1
Total Bedrooms 5
LivingAreaSource Appraiser
Total Baths 4

Exterior Features

Exterior Amenities Balcony,Boat Slip
Fencing None
Parking Features Attached,Lower Level
Lot Features Level
Water Source Public
Lot Size Area 0.22
Foundation Details Concrete Blk
Building Area Total 3005
Lot Dimensions 120x80
Lot Size Acres 0.22
Waterfront Y/N true

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Shelbyville, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School Unknown High School

Price History

6/30/2026 Listed $869,000
9/8/2026 3% - $845,000

Property vs Zip Code Average in 40059

Price
AVG $1.3M
$850K
Year Built
AVG 2005
2023

1222 Riverside Dr Prospect, KY is a Single Family Home for sale at $845000 with 3005 sqft and a lot size of 0.22 Acres Acre(s). 1222 Riverside Dr Prospect has 5 bedrooms, 3 baths and was built in 2023. The property's zip code is 40059 which is in Prospect, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.