Margo Whisman

1300 Riverside Dr

Prospect, KY
$ 360,000 Beds 4 Baths 2 Sq 2,464
Monthly Estimate* How much can I afford?

Rare opportunity to own highly sought-after Ohio River frontage in Prospect! Situated on a double-wide lot directly on the water, this unique property offers breathtaking river views, direct river access, an attached garage, inground pool, concrete shoreline wall, and access to a gated private boat ramp at the end of the street. Owned by the same family for generations, the home features 4 bedrooms, 2 full baths, and a flexible layout ideal for multi-generational living, a vacation retreat, or future renovation. The first floor offers a living room with new wood-burning stove, bedroom, full bath, den, and partial kitchen. Upstairs includes 3 bedrooms, full bath, kitchen, living room, and large screened porch overlooking the river. Recent updates include a new HVAC system and two new wood-burning stove, bedroom, full bath, den, and partial kitchen. Upstairs includes 3 bedrooms, full bath, kitchen, living room, and large screened porch overlooking the river. Recent updates include a new HVAC system and two new wood-burning stoves (2025). Three existing docks may be transferable with approval from the U.S. Army Corps of Engineers and are currently in need of repair. Many neighboring properties have been renovated, elevated, or rebuilt into luxury riverfront homes, making this an exceptional opportunity to renovate, invest, or build your dream waterfront residence. Let your imagination lead the way on this one and check out the staged photos seeing the potential this home has with some new life. Sold As-Is.

Active Under Contract

  • Price
  • $ 360,000
  • City
  • Prospect
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • Oldham
  • Half Bathrooms
  • 0
  • Area
  • Oldham County N171
  • Lot Size
  • 0.43 Acres
  • Zip
  • 40059
  • Sqr Footage
  • 2,464
  • Year Built
  • 1977
  • Style
  • Raised Ranch
  • MLS#
  • 1720324
Listed By: Schuler Bauer Real Estate Services ERA Powered
Data Source: Metro Search, Inc.

Features

General

Heating Electric,Forced Air,Heat Pump
Cooling Central Air
Utilities Electricity Connected
Roof Shingle
Garage Spaces 1
Architectural Style Raised Ranch
Construction Materials Wood Frame,Block,Brick
Year Built 1977
Stories Count 2
Property Subtype Single Family Residence
County Oldham
Property Type Residential
HOA true
Attached Garage true
Subdivision Name HARMONY VILLAGE
Garage Y/N true
Other Structures Outbuilding
Total Rooms 13
Full Baths 2
Status Active Under Contract
Directions Us42 to Rose Island Rd, left on Harmony village, right on Riverside Dr.
City Prospect
High School District Oldham
MLS Area 20-Oldham County N171
Lot Size Units Acres
Lot Size Square Feet 18731
MLS Area Minor 20-Oldham County N171
Standard Status Active Under Contract
Tax Lot 36&37

Interior Features

Basement None
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Above Grade Finished Area 2464
Total Bedrooms 4
LivingAreaSource Other
Total Baths 2

Exterior Features

Exterior Amenities Boat Slip
Fencing Wood
Parking Features Off Street,Attached,Driveway
Lot Features Flood Insurance Req
Water Source Well
Lot Size Area 0.43
Foundation Details Poured Concrete
Building Area Total 2464
Lot Size Acres 0.43
Waterfront Y/N true

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Shelbyville, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School Unknown High School

Price History

6/12/2026 Listed $360,000

Property vs Zip Code Average in 40059

Price
AVG $1.3M
$360K
Year Built
AVG 2005
1977

In The Neighborhood

Areas That We Cover

1300 Riverside Dr Prospect, KY is a Single Family Home for sale at $360000 with 2464 sqft and a lot size of 0.43 Acres Acre(s). 1300 Riverside Dr Prospect has 4 bedrooms, 2 baths and was built in 1977. The property's zip code is 40059 which is in Prospect, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Margo Whisman

Margo Whisman

502-220-8896

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