2181 Waddy Rd

Waddy, KY
$ 230,000 Beds 3 Baths 1 Sq 1,040
Monthly Estimate* How much can I afford?

Beautifully updated and move in ready, this charming all brick ranch offers the perfect combination of modern finishes, comfortable living spaces, and an exceptional backyard. From the moment you arrive, you'll appreciate the curb appeal, mature landscaping, and inviting front entrance. The interior features luxury vinyl plank flooring, a spacious living room highlighted by a custom wood accent wall, and an updated kitchen with white cabinetry, stainless steel appliances, subway tile backsplash, and abundant counter space. The renovated bathroom and stylish finishes throughout make this home truly turnkey. Outside, the oversized backyard steals the show. Whether you're entertaining friends around the fire pit under the pergola, grilling on the patio, or simply enjoying the peaceful setting , there's plenty of room to spread out and enjoy. With mature trees, a fenced yard, and space for kids, pets, or future additions, this outdoor area offers endless possibilities. This is the kind of home that's been well cared for, thoughtfully updated, and ready for its next owners.

Active Under Contract

  • Price
  • $ 230,000
  • City
  • Waddy
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • Shelby
  • Half Bathrooms
  • 0
  • Area
  • Shelby County
  • Lot Size
  • 0.45 Acres
  • Zip
  • 40076
  • Sqr Footage
  • 1,040
  • Year Built
  • 1989
  • Style
  • Ranch
  • MLS#
  • 1724595
Listed By: Torrey Smith Realty Co., LLC
Data Source: Metro Search, Inc.

Features

General

Heating Forced Air
Cooling Central Air
Utilities Electricity Connected
Roof Shingle
Architectural Style Ranch
Construction Materials Vinyl Siding,Wood Frame,Brick
Year Built 1989
Stories Count 1
Property Subtype Single Family Residence
County Shelby
Property Type Residential
HOA false
Attached Garage false
Subdivision Name NONE
Garage Y/N false
Other Structures Outbuilding
Total Rooms 7
Full Baths 1
Status Active Under Contract
Directions I-te to Exit 43 (Waddy Exit). South on 395 1/4 mile to property on the right.
City Waddy
MLS Area 30-Shelby County
Lot Size Units Acres
Lot Size Square Feet 19602
MLS Area Minor 30-Shelby County
Standard Status Active Under Contract
Tax Lot Tr2

Interior Features

Basement None
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Above Grade Finished Area 1040
Total Bedrooms 3
LivingAreaSource Other
Total Baths 1

Exterior Features

Fencing Full,Wood,Chain Link
Parking Features Driveway,None
Lot Features Cleared
Water Source Public
Lot Size Area 0.45
Foundation Details Crawl Space
Building Area Total 1040
Lot Size Acres 0.45

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Shelbyville, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School Unknown High School

Price History

7/28/2026 Listed $242,500
8/10/2026 5% - $230,000

Property vs Zip Code Average in 40076

Price
AVG $490K
$230K
Year Built
AVG 1990
1989

2181 Waddy Rd Waddy, KY is a Single Family Home for sale at $230000 with 1040 sqft and a lot size of 0.45 Acres Acre(s). 2181 Waddy Rd Waddy has 3 bedrooms, 1 baths and was built in 1989. The property's zip code is 40076 which is in Waddy, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.